Behind on payments? Sell your Dallas house fast to avoid foreclosure. Get a guaranteed cash offer, no repairs, and close on your timeline.
If you are behind on mortgage payments, the pressure can build fast. Missed payments become late fees. Letters start showing up. Calls increase. Then you may hear the word nobody wants to hear: foreclosure.
Dallas Homes for Cash helps Dallas Fort Worth homeowners sell before foreclosure, avoid the auction, and move forward with a clean plan. You can request a guaranteed cash offer and choose a closing timeline that matches your situation. No repairs. No showings. No agent fees.
If you are dealing with this in Dallas County, including neighborhoods like Oak Cliff, we understand how quickly things can escalate in Texas and how important it is to have a real option you can act on.
Call us now or fill out the form on this page to get a guaranteed cash offer. If you have a deadline, tell us. We will move as quickly as your timeline requires.
When you are behind on your mortgage, you usually have more than one path. The right answer depends on your goals and your deadline.
Common options include:
If you want to keep the home and have time, contacting your servicer and a HUD-approved housing counselor can be a smart first move. If time is short, the simplest way to avoid foreclosure is often to sell before the foreclosure sale date.
The point is this: you do not have to wait until it is too late to act.
Yes. In many situations, you can sell your house to avoid foreclosure, even if you are already behind and have received notices. The key is timing and having a plan that matches your deadline.
A sale can help you:
Texas foreclosures can move quickly once the formal process begins, so it helps to act as soon as you think you might fall behind.
If your goal is to sell without repairs, without showings, and without waiting for a retail buyer, a direct cash offer is designed for situations exactly like this.
Request your guaranteed cash offer today. We will review your situation, confirm your timeline, and tell you what we can do and how fast we can close.
Homeowners ask this constantly: “How many months behind mortgage before foreclosure?”
Two important things are true at the same time:
That 120-day delinquency rule is a federal mortgage servicing protection that applies in most typical cases. After that point, the timeline depends on state law and how quickly notices move.
Texas non-judicial foreclosures often follow notice requirements that include a notice of default with time to cure and then a notice of sale that must be provided at least 21 days before the foreclosure sale, which is typically held on the first Tuesday of the month.
That is why many Dallas Fort Worth homeowners feel like it goes from “I missed a few payments” to “I have a sale date” faster than expected.
Also, foreclosure notices are often publicly searchable through the county clerk, which can feel alarming when you realize your situation is now part of public record.
Important note: Timelines vary based on your loan type, your servicer, your specific notices, and whether loss mitigation is in progress. If you need legal advice, talk with a qualified attorney or a HUD-approved housing counselor.
If your goal is to sell quickly to avoid foreclosure, speed and certainty matter more than anything. This is where a direct cash offer helps.
With Dallas Homes for Cash, you can expect:
In a foreclosure situation, the best plan is the one you can execute. A cash sale is designed to remove the usual delays so you can act in time.
Call now or submit the form to get your guaranteed cash offer.
Some homeowners worry they cannot sell because they are behind and do not have much equity. That is a real concern, and it depends on the numbers.
Here are common scenarios:
We will be straightforward with you. If selling is not the right path for your situation, we will say so quickly so you do not lose time.
If you are behind on mortgage payments and worried about foreclosure, here is a practical plan you can follow right now:
Even if you are still exploring servicer options, getting a cash offer does not lock you into anything. It simply gives you leverage and clarity.
Can I sell my house to avoid foreclosure if I already got a notice?
Often, yes. The earlier you act, the more options you have. Texas requires specific notices and lead time before a sale.
How many months behind mortgage before foreclosure?
In most cases, the legal process generally cannot start until you are at least 120 days delinquent, but state timelines vary and Texas can move quickly after that.
Will selling to a cash buyer stop foreclosure immediately?
A sale can stop foreclosure if it closes before the foreclosure sale date. If you have a deadline, tell us up front so we can structure a fast closing.
Do I have to clean or repair anything?
No. We buy as-is.
What areas do you serve?
We help homeowners across Dallas Fort Worth, including Dallas, Fort Worth, Arlington, Plano, Irving, Garland, and surrounding areas.
If you are behind on mortgage payments and need a real plan to avoid foreclosure, we can help.
Fill out the form on this page or call us now at (469) 305-0988 get your guaranteed cash offer.
We will ask a few quick questions, evaluate the property, and give you a clear next step based on your timeline.
This page is for informational purposes and is not legal advice. If you need legal guidance, consult a qualified attorney or a HUD-approved housing counselor.
Dallas Homes for Cash helps homeowners in Dallas and nearby areas sell their homes fast for cash. Whether you’re facing foreclosure, relocation, divorce, or just need to sell quickly — we buy houses in any condition. Serving Dallas, Fort Worth, Frisco, Plano, Garland, Mesquite, Grand Prairie, and more.
